C
CCIBIL
Climate & Credit Information Bureau Inclusion Labs
Research Phase • Whitepaper in Progress

Climate &
Credit Information
Bureau Inclusion Labs
An Inclusion Lab for MSMEs

India's first research lab linking climate risk, energy efficiency (BEE), and credit access. We build open models to help banks and NBFCs price green risk fairly for MSMEs and low-income households.

hello@ccibil.in +91-9886271672 Our Research Model
The Problem

63% MSMEs miss green finance

Not due to credit score, but because energy savings aren't counted.

Our Model

Green Credit Score

BEE data + CIBIL patterns + climate vulnerability into one inclusive bureau score.

Built For

Ecosystem

Banks, NBFCs, Climate Founders, IIMB, Rainmatter, BEE, SIDBI.

Join the Lab

We are looking for research collaborators, data partners, and pilot NBFCs.

hello@ccibil.in
+91-9886271672
Bangalore, Karnataka
Disclaimer: CCIBIL - Climate & Credit Information Bureau is an independent research initiative. Not affiliated with TransUnion CIBIL. CIBIL® is a trademark of TransUnion CIBIL.